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for: ‘April, 2011’

Let’s Fix The Bathroom!

 

You dream about a bathroom that’s high on comfort and personal style, but you also want materials, fixtures, and amenities with lasting value. Wake up! You can have both.

A bathroom remodel is a solid investment, according to Remodeling Magazine’s annual Cost vs. Value Report. A $16,600 bath remodel will recoup about 64% of those costs when it’s time to sell your home, and a more extensive $53,800 job returns about 57%. In addition, you can maximize the value of your investment by using these smart strategies, which will create a stylish yet budget-friendly bathroom.

 

Green Yet?

 

 

 

You care about the environment. You also happen to have a bathroom badly in need of remodeling. How do you get the job done with minimal impact on both our fragile planet and your precious budget? Thankfully, the growth of the green building movement has given rise to many eco-responsible products and resources that allow you to create the water-conserving, healthy, energy-wise bath you’ve always wanted—all without busting your bottom line. Here’s what you need to know.

It’s all about the water

Thinking about greening your bathroom means considering how you use water in terms of consumption and energy. According to the American Water Works Association, your humble toilets are the thirstiest water users in the house, accounting for 27% of consumption. This fact inspired conservation schemes like placing something hefty in the toilet tank to reduce flushing capacity, and those low-flow toilets that too often didn’t flush what needed flushing.

A more successful approach is the dual-flush toilet. It has two flush buttons, one for light work, one for heavy. Long a mainstay in Europe, dual-flush toilets are available in the U.S. for $250–$400, a price in line with top-quality conventional toilets. A dual flush toilet can save 17,000 gallons of water a year—about $50 off your water bill. If you wish to keep your old toilet (a very green decision), you can retrofit it with a dual flush mechanism costing only $70.

The shower is another squanderer of water. Showers use 16% to 20% of a home’s water, most of it heated. The flow rate of a typical showerhead is 2.5 gallons per minute. Switching it out with a low-flow head of 1.5 to 2 gallons per minute still offers adequate cleansing power with a substantial savings in water usage. (If you cherish a really forceful blast of hot water, consider a full-flow showerhead with a lever that lets you shut it off while you lather.)

In addition to conserving water, you’ll want to take a close look at the way your water is heated. Second only to the kitchen, the bathroom is your home’s most intensive energy user, with most of that energy going towards those nice hot showers and baths. Curbing wasted energy can be as simple as adding an insulating blanket to your tank-type heater (reducing energy use by 4% to 9%) and insulating all accessible hot water pipes. In addition, most water heaters are set to 140 degrees; you can turn down the water heater temperature setting to a still-toasty 120 degrees and save up to $60 per year on energy costs.

If your old water heater is nearing the end of its 15-year life cycle and you’re considering investing in a new water heater, you can achieve some handsome energy savings. One smart option is a condensing storage water heater. Using technology similar to that of high-efficiency furnaces, the condensing heater puts nearly every possible BTU into the water instead of sending it up the flue. Currently, a 50-gallon gas unit costs $1,700 (versus $380 for a standard tank-type heater), a price that is expected to drop as demand takes hold. Installation costs are around $400, slightly higher than that of standard units. Those higher costs are offset by a $300 tax credit and an EPA estimated annual fuel savings of more than $100.

A tankless water heater heats water only as it is needed, avoiding the heat loss that occurs with a conventional tank. A unit costs about $2,000 installed, and your annual energy savings will be $70 a year. Be aware that these units take some getting used to; expect a shot of cold water before the hot kicks in.

Move that air

A bathroom remodel is an excellent time to consider installing a new exhaust ventilator fan to remove odors, moisture, and mold spores. Many bathroom fans only vent to the space between ceiling joists, creating an environment for mold and dampness that can damage walls and ceilings. Make sure your new fan vents completely to the outside of your house.

Unfortunately, even properly installed fans that push the moist outdoors can carry away a lot of heated air as well. A clever solution to this problem is a heat-exchange ventilator that uses outgoing air to warm the cold incoming air. Such units cost about $250 uninstalled, twice the price of a standard fan. Whatever fan you have, avoid an on-off switch; it’s too easy to forget to turn it off. Replace it with a timer switch or, better yet, buy a new fan unit with a motion- or humidity-sensing switch.

Selecting green materials

A green bathroom remodel need not stint on style. Classic ceramic tile comes in limitless colors and patterns, and is a green choice due to its low maintenance, durability, and low toxicological impact. Some tiles have high recycled content; recycled glass tiles are a lovely way to do the right ecological thing. Not buying something new can be good green idea too. Consider refinishing your old tub or sink. Use the pros for the best results. Expect to pay $500 for a tub, $300 for a sink. You’ll save as much on installation costs.

LED illumination now produces pleasing light quality in fixtures that sip only 2 to 15 watts, emit little heat, and have a life span of 15–20 years. They cost about three times as much as conventional fixtures but use so little electricity that the payback can be as short as a year.

Paint and vinyl coverings often come loaded with VOCs (volatile organic compounds) that threaten indoor air quality. Look for building materials with Green Seal certification. Green Seal is a non-profit, independent organization that certifies products claiming to be environmentally friendly. Low-VOC options in paints and adhesives can be found at your local home center.

Waste not

Much of our landfill (estimates range from 22% to 40%) comes from construction debris. Any steps that reduce landfill potentially reduce the chance of ground water pollution, the odor and unsightliness of a local landfill, and in some cases the high cost of shipping waste elsewhere. Much of the debris that comes from a remodeling tear-out is not salvageable, but old toilets, sinks, light fixtures, medicine cabinets, and vanities can be donated to an organization like Habitat for Humanity’s ReStore. In fact, it may be just what someone is seeking for their own green remodeling.

 

It Was A Rough Year


But not everyone is as lucky as I am……

The economy is so bad that I got a pre-declined credit card in the mail.

I ordered a burger at McDonald’s, and the kid behind the counter asked,  “Can you afford fries with that?”

CEO’s are now playing miniature golf.

If the bank returns your check marked  “Insufficient Funds,” you have to call them and ask if they mean you or them .

Hot Wheels and Matchbox stocks are trading higher than GM.

McDonald’s is selling the 1/4  ‘ouncer’.

Parents in  Beverly Hills and Malibu are firing their nannies and learning their children’s names.

A truckload of Americans was caught sneaking into Mexico .

Dick Cheney took his stockbroker hunting.

Motel Six won’t leave the light on anymore.

The Mafia is laying off judges.

BP Oil laid off 25 Congressmen.

Congress says they are looking into the Bernard Madoff scandal.  Oh Great!!   The guy who made $50 Billion disappear is being investigated by the people who made $1.5 Trillion disappear!

And, finally…

I was so depressed last night thinking about the economy, wars, jobs, my savings, Social Security, retirement funds, and our bleak future, that I called the Suicide Lifeline and was connected to a call center in Pakistan .   When I told them I was suicidal, they got all excited, and asked if I could drive a truck.

Facelift

I can’t tell you anymore how many blogs I have been a part of, and during the last few years, I have started and stopped numerous blogs on my own. The fact is that building a blog from nothing is very difficult, and depending on what you want out of blogging, it can be very limited in its rewards.

I have watched as many great blogs have been bought, sold, started up, and shut down, and it is always interesting to see which people make it out on top. Sometimes though, it seems like there are already so many amazing people in every niche, that it can feel overwhelming to join in and put your opinions, thoughts and time out into the blogosphere.

The biggest word of advice I have for anyone starting a new blog, in hopes of creating something that will get them from an office slave into a full time blogger is to be passionate. I have built blogs in very crowded niches (real estate) to what I consider a successful level, I have watched as bloggers sell off some of their best blogs, just because they aren’t passionate about the subject anymore.

In any and every niche, there are spots open for passionate people to rise to the top given enough time, energy and determination. I have seen this countless times. I have watched bloggers come from no where, to being read by thousands of people every single day.

While it does seem like some people are hitting their digital saturation point, I have to admit that the hunt for the best content is always still going, and if you are going to start a blog, make sure your passion for the subject shines through, or it won’t be worth the effort.

Having said all that here is my latest creation for the Brainerd Real Estate Blog. This is a whole new learning curve for me and it will take many hours of doing things “wrong”  before I am totally happy. Please bear with me as I build it again up to something to be proud of.

 

The average tax refund changes from year to year

Getting money back from the IRS is a silver lining to paying taxes, but why invest a tax refund in your home instead of, say, a weekend getaway? Because your home is probably your biggest asset, so it pays to take care of it—literally. Even modest investments such as a new washing machine or exterior door can yield surprisingly big returns.

The average tax refund changes from year to year, but lately it’s totaled around $3,000. That’s a tidy windfall. Not everyone is so lucky, of course, but even if you only get back a portion of that amount, there are many great ways to invest a tax refund in your home. Consider these five projects that cost around $1,000.

1. It all comes out in the wash

It might not sound sexy, but equipping your laundry room with a new washing machine will pay off immediately on your utility bills. Today’s high-efficiency washers use less water per load than standard top-loaders, so you save on your water and water-heating bills. Replacing a washer made before 2000 with an Energy Star model can save a typical homeowner as much as $135 annually.

A high-efficiency top-loader costs between $700 and $900. A stylish and even more efficient alternative is a front-loading washer. Prices for front-loaders start at about $750. As a bonus, either high-efficiency option could net you an appliance rebate from the manufacturer, your local utility company, or your state government.

2. Make your mortgage disappear

A mortgage, especially one that spans three decades, can seem insurmountable. Yet it’s possible to use small sums of money over time to make a big dent in the principal. The net result is saving thousands of dollars on interest and shortening the time you spend paying off the home loan.

Let’s say you take out a $250,000 mortgage. The rate is fixed for 30 years at 6%. Your monthly payment would be $1,500. Over 30 years, you’d pay a total of $540,000. But if you pay an extra $100 per month—$1,200 per year—you’d pay off the mortgage four years early and save $52,000 in interest. Use a mortgage calculator to run your own numbers.

3. Where there’s no smoke, there’s fire

Do you dream of curling up in front of a roaring fire, yet your home lacks that one essential ingredient—namely, a fireplace? Don’t fret. Your dream can become reality at a surprisingly affordable price. Ventless fireplaces offer the ambiance of the real thing without the need for a chimney or flue to vent smoke outdoors.

Ventless fireplaces, which exhaust small amounts of combustion gases inside the home, can run on natural gas, propane, electricity, or flammable gel. At between $2,000 and $6,000, including professional installation, gas units are pricey. More budget-friendly is an electric ventless fireplace that starts at $1,000. All you need to do is plug it in. Gel-fueled fireplaces are in the $300 to $700 range, with no professional installation required. A gel canister that’ll burn for two-plus hours costs $3.

4. Don’t knock it ‘til you try it

A new entry door can do wonders for a home. Not only can it enhance curb appeal and security, but the right door can lower utility costs too. An energy-efficiency exterior door can shave as much as 10% off energy bills. Plus, if you install an eligible door in 2011, you can claim a federal tax credit worth up to $500, excluding installation charges.

Wood and fiberglass doors are usually the most expensive options, but you can get a steel entry door installed in a couple of hours (assuming no surprises) for about $1,200. The money you get back from the tax credit will reduce this cost. As a bonus, Remodeling Magazine estimates that a $1,200 steel entry door replacement project actually will add an incremental amount of value (102%) to your home.

5. You take the high road, I’ll take the slow road

Don’t let your property line limit your spending plans. Some small investments on your part can benefit an entire neighborhood, which not only improves livability but can also increase property values. Take, for example, the speed hump, a raised mound of pavement on a residential street designed to slow lead-footed drivers.

One traffic-calming study found that 12-foot speed humps reduced average speeds by 22% and the average number of traffic accidents by 11%. You’ll need to work with your local government to have a speed hump installed, but offering to foot the bill can grease the wheels of bureaucracy. Basic speed humps start at about $1,000 apiece. Your share will be less if you convince neighbors to chip in.

Read more: http://www.houselogic.com/articles/invest-tax-refund-your-home-1000-projects/#ixzz1JQs2kp98

 

List of Social Media and Social Networking Sites

Found this list of links that it was kinda helpful

ArtsBookmarkingCars and AutoConnecting with FriendsConsumer ReviewsCooking/FoodCultures/Foreign LanguageDating,Education/BooksEvent PlanningFamilyFashion/ClothingFinance,GamesGeneral NetworkingHealth/MedicalInternet Marketing,Link/Website SharingMicroblogging/IM/MobileMoviesMusicNewsPets,Photo SharingPoliticsPop CultureProfessionalReal EstateReligious,ShoppingSocial ActionSportsTechnologyTeenTravelVideo Sharing,WomenMiscellaneous

ARTS:

ArtSlant
deviantART
Humble Voice – Art, music, video, photography 
imeem
– Music, videos, photos 
MyArtInfo

PhotographyVoter
Virb – Music, art, fashion, film and more

BOOKMARKING:

AllMyFavorites
Backflip
Blinkbits
Blinklist
Blogmarks
Blummy
BuddyMarks
BookmarkTracker
ChangeToLink
Chipmark
del.icio.us
De.lirio.us
Diigo
Dogear
Favoritoo
Feedmarker
Foxmarks
FreeLink
Furl
GiveALink
Hyperlinkomatic
iKeepBookmarks
Jack of All Links
Lilisto
LinkaGoGo
Linkatopia
Linkroll
List Mixer
Lycos iQ
Ma.gnolia (not functional for now)
Mister Wong
Mobilicio.us
MyBookmarks
MyHq
Mylinkvault
MyPip
My Stuff (from Ask)
MyVmarks
Namakkal
Netvouz
Online Bookmark Manager
OnlyWire
Oyax
Shadows
Simpy
SiteBar
SiteJot
Snipit
Socializer
StartAid
Stufflinker
Sync2it
SyncOne
Turboclip
Windows Live Favorites
WireFan
Zurpy

CARS AND AUTO:

AutoSpies
Boompa
Car Community
CarDomain
Motorpulse

CONNECTING WITH FRIENDS:

Classmates
ConnectU
Friends Reunited
Graduates
Meetup
MyYearbook
Reunion
SKOUT

CONSUMER REVIEWS:

Cork’d – Wine reviews 
Chowhound
– Food 
Epinions

RateItAll
Yelp

COOKING/FOOD

All Recipes Barmano
Bake Space
Epicurious Community
Family Oven
FohBoh – Restaurant network
Kitchen Bug
MyDish
Nibbledish
Recipe Key
Recipezaar
Sharecipe
Tasty Planner
We Eatt
WineLifeToday – Wine

CULTURES/FOREIGN LANGUAGES:

Acelerame – Spanish (cars)
Amina – Chechen Republic
Black Planet – African American
ClubGh – Ghana
Hyves – Dutch
IRC Galleria – Finland
iWiW – Hungary
IndianPad
LunarStorm – Sweden
MiGente – Latino
Mixi – Japan
Nexopia – Canada
Playahead – Sweden
Scoopeo – French
StudiVZ – German students
Wamba – Spanish social network
Yigg – German

DATING:

Bachelor Place
Chemistry
Crush or Flush
Cupid’s Lab
Flirtomatic
LoveandFriends
OkCupid
SpeedDate
WooMe

EDUCATION/BOOKS:

BookCrossing
Bookins
BookMooch
BookSwim
Carmun
Citeulike
Connect via Books
Curriki - for teachers 
Good Reads

LibraryThing
PaperBackSwap
qoolsqool
Read It Swap It
Shelfari
We The Teachers

EVENT PLANNING

Socializr
Zoji

FAMILY:

Amiglia
Babbiz
CafeMom
Eons
Family 2.0
Family Den
Famiva
Geni
Genoom
GreatSchools – Parents review schools 
Kinzin

MomJunction
MothersClick
Moxie Moms
MyFamily.com
Parentography
TheFamilyPost
WebBiographies

FASHION/CLOTHING:

2Threads
Chictini

Fashionising
Fashion Network
Metro Friendly
Movmnt
My Kids Fashion
Springleap – T-shirts
StyleCaster Community
Stylehive
StyleHop
StyleMob
Threadless – T-shirts
Us Trendy

FINANCE:

Tip’d

GAMES:

Gaia – Games and anime 
Game Diggity

GuildCafe
WeeWorld

GENERAL NETWORKING:

AIM Pages
Badoo
Bebo
CyWorld
EarthFrisk
ECpod
Facebook
Faves
Friendster
Grono
Hi5
iBritz
LiveJournal
Lovento
Multiply
MySpace
MyWebProfile
NetFriendships
Netlog
Orkut
Passado
Plaxo
Skyrock
Tagged
Tribe
Trig
Windows Live Spaces
Yahoo! 360
Zaadz

HEALTH/MEDICAL:

DailyStrength
DrConnected
Health Ranker
icarecafe
MyPharmaNote
Sanewire – recovery
Sermo – Doctors
Walker Tracker
Who is Sick?

KIDS:

imbee
KidLinks

INTERNET MARKETING:

Gooruze
PlugIM
Sphinn

LINK/WEBSITE SHARING:

Ensiting
Faves
StumbleUpon
TagTooga
Trailfire

MICROBLOGGING/IM/MOBILE:

BeeMood
Feecle – Japanese 
FlickIM

Frazr – German and French 
IMified
Jaiku
Komoo – Chinese 
loopt

mbuzzy
Numpa – Dutch
Pownce
Radar
Robisz – Polish
Rummble
Twitter
Zannel

MOVIES:

Filmcrave
Reelempire

MUSIC:

10Tune
Buzznet
Fuzz
JamNow
Jango
Last.fm
MOG
Purevolume
Soundpedia
thesixtyone

NEWS:

Blog Engage
Blogg-Buzz
BloggingZoom
BlogsVine
BookmarkUs.net
BuzzFlash
Content Pop
Digg
Fark
Hubdub
Mad or Love
Mixx
NewsCloud
NewsHeat – Politics
Newsvine
NowPublic
Plime
Propeller
RawSugar
Reddit
Shoutwire
Stirr’d Up
Tagza
Wobblog
Zoomit (Canada)

PETS:

Catster
Dogster
Fuzzster
MyCatSpace
MyDogSpace
PetSide
PetZume
Pikapet
UnitedDogs

PHOTO SHARING:

eSnips
Flickr
Fotki
Fotolog
Linkinn
My Opera
Photbucket
Picli
Tagmee
Text America
Zoomr

PHOTOGRAPHY:

MyShutterspace
Photography Mentor
Photography Network

Picture Social

Shutterate
Shutter Social

POLITICS:

Carnival of Politics

POP CULTURE:

Lipstick – Celebrity
Showhype

PROFESSIONAL:

APSense
Biznik
CitiAlly
Cofoundr – Entrepreneurial
CompanyLoop
DoMyStuff
Doostang
Ecademy
Fast Pitch
JASEzone
KillerStartups
Konnects
Lawyrs
LinkedIn
MeetIn
MyCareer.ge
Naymes
NetHooks
Ryze
Small Business Brief
StartupNation – Entrepreneurial
Startupping – Internet entrepreneurs
Synergy Street – Entrepreneurial
Tapped In – Educational professionals
Upspring
Venture Capital Network
Xing
Ziggs

REAL ESTATE:

Puurple
Trulia
Zillow

RELIGIOUS:

Blessedit
GospelShout
MyChurch
Tangle – video sharing
Xianz

SHOPPING:

AgentB
BiddingBuddies – For Ebay members
Deal Comet
Dealigg
Iliketotallyloveit
Judy’s Book
OSoYou
ThisNext
Yub
Zebo

SOCIAL ACTION:

Care2 – Social Issues/Humanities
Hugg – Environmental
Planet Change – Environmental
TakingITGlobal

SPORTS:

Armchair GM
Ballhype
eFans
FanNation
Fanspot
GymMeet
KeeCricket
Joga – Soccer (Football)
Prep Champs
ScoreGuru
SportsFlip
Sportsvite
Takkle – high school sports
SportsCast
Strands

TECHNOLOGY:

Design Bump – Web/graphic design
Design Float – Web/graphic design
DesignRelated
DevelopersNiche
DNHour – Domain Name News
DotNetKicks
Dzone – Developers
Earner’s Club – Internet Marketing
Hacker News
Hosting Bookmarks
Pixel Groovy – Web design
Slashdot
Tweako
SWiK – Open source software
WPscoop – WordPress

TEEN:

eCRUSH
eSpintheBottle
Piczo
Profile Heaven
Sconex
Student.com
Stardoll
Teenwag

TRAVEL:

Couch Surfing
EveryTrail
– GPS
GeckoGo
Groople
Gusto
TravBuddy
Travellerspoint
TrekCafe
Trip Advisor
TripUp
WAYN
Woophy

VIDEO SHARING:

Broadcaster
Panjea
Revver
Tubearoo
Viddler
Video Bomb
Video Sift
Vimby
Xillian TV
YouTube

WOMEN:

Kirtsy
PNN
SurgarLoving

MISCELLANEOUS:

9rules
43 Things – Goal sharing
Beautiful Society – List and vote for your favorite things
Clip Clip
ChickAdvisor
Clipmarks
Clipstar
Clubnet UK – clubbing
Consumating
Dandelife – A social biography network
Dawdle – Auction
Daytipper – Tips and tutorials
Digglicious
DigStock – Financial
DontStayIn – Clubbing
EnergyPeopleConnect
Experience Project – Share Life Experiences
Faceparty – “The biggest party on Earth”
Fazed
Faqqly – Community of questions and answers
Ficlets – Collaborative writing
Flixster – Movies
Freagle
Gather
Global Voices
GoLark – Events and activities
GreekStrength – fraternities and sororities
Hypediss
I Am Bored
Jambo
JetEye
LinkFilter
Listible
Match A Dream
Neighborrow – Borrowing and sharing
Ning – Create your own network
Outside.in – local news
Product Clash – Product reviews
Prosper – People to people lending
Recruiting.com
Scoop.at – Austria
Searchles
SEO Tagg
Shared Confession – Secrets
Spout – Films
Squidoo
StoryLink – Screen Writers
Sydney Networkers
Tipstrs – Tips and tutorials
Tribe
Truemors
Value Investing News – Financial
Vampire Freaks
Velospace – Bicycles
WeGame – Video games
Wists

 

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